Mortgage World LLC is a Mortgage Broker in Cliffside Park, NJ. Founded in 2017 by Chris Luis, who serves as Broker/Owner, the company is a family-owned licensed mortgage broker based in Ridgefield, New Jersey. It operates across New Jersey, Connecticut, and Florida, arranging purchase and refinance loans for residents in those states. The firm offers a wide range of loan programs, including FHA, VA, USDA, conventional, jumbo, and Non-QM options. Specific services include purchase loans, rate and term refinances, cash-out refinances, and specialized programs such as bank statement loans, DSCR loans, asset-only loans, and doctor loans. The business also handles construction-to-permanent loans, down payment assistance, and first-time home buyer loans. Refinance options cover FHA streamline, conventional, VA IRRRL, and USDA streamline refinances. The team includes loan officers Christopher Luis and Julia Luis.
The company emphasizes speed in its approval process, noting that conventional approvals usually take less than an hour. It reports a typical clear to close timeline of 12 days. Mortgage World LLC serves borrowers with various credit situations, offering pre-approval with bad credit, bankruptcy guidelines assistance, and help for those denied a mortgage. The firm holds an NMLS number of 1630225 and a Florida license number MLB 1987. It is located at Second Floor, 535 Bergen Blvd Suite 2.
Mortgage World LLC holds a rating of 5.00 based on customer reviews. As a family-owned brokerage established in 2017, it provides licensed mortgage brokerage services in New Jersey, Connecticut, and Florida.