Energized Retirement Planners

Energized Retirement Planners is a financial planner in Bismarck, ND, specializing in retirement, tax, and estate planning for individuals approaching or in retirement. The firm offers coordinated financial planning with a focus on strategic Roth conversions, reducing required minimum distribution taxes, and minimizing Medicare IRMAA surcharges. Clients include those with substantial retirement assets who seek long-term alignment of income, taxes, and legacy goals. Services include retirement income maximization, Medicare and Social Security strategies, asset allocation, long-term care planning, and legacy estate planning. The firm serves clients in Bismarck and virtually across the United States.

The firm is led by a CFP® professional and IRS Enrolled Agent, emphasizing a fiduciary standard in all client relationships. This combination allows for integrated tax advice and execution, as the Enrolled Agent designation grants authority to legally represent clients before the IRS. Planning strategies are designed to proactively address complex tax issues such as the Net Investment Income Tax and Medicare IRMAA surcharges by modeling distribution scenarios and managing Modified Adjusted Gross Income thresholds. The firm offers a Planning Overview to help clients assess the full financial picture before making irreversible retirement decisions.

The business is located on State Street in Bismarck, ND, situated about 0.3 miles from 43rd Avenue Northeast and within a short distance of Gateway Pond, a nearby park. It is also near the North Valley and Memorial neighborhoods, with State Street serving as the primary roadway.

With a perfect 5.00 rating from six reviews, the firm is recognized for its specialized approach to retirement and tax planning. Clients value the firm’s ability to provide clear, actionable advice that aligns financial decisions across multiple domains. The emphasis on fiduciary duty and tax expertise sets it apart in the local financial planning landscape.

Energized Retirement Planners stands out in Bismarck as a trusted advisor for retirees navigating complex tax and income decisions, offering a rare integration of financial planning, tax preparation, and IRS representation.