Lake Area Mortgage – A Division of Royal Credit Union

Lake Area Mortgage, A Division of Royal Credit Union is a mortgage lender in Shoreview, Minnesota, serving homebuyers, homeowners, and builders with a range of loan options including purchase financing, refinancing, construction loans, and remodeling loans. The company specializes in single-close construction financing that combines lot purchase, construction, and permanent mortgage funding into one closing. Its team of mortgage loan officers provides personalized guidance throughout the home financing process, with services handled in-house across processing, underwriting, and closing departments. The business operates in the Twin Cities metropolitan area and has earned a 4.80 rating based on customer reviews.

The company is a division of Royal Credit Union and has been providing mortgage services since 2007. As a member of Royal Credit Union, customers gain access to additional financial products and services, including a savings account opened during the loan process. The company emphasizes in-house expertise, with a team of loan officers and support staff working together to streamline the mortgage experience. It highlights its local market knowledge and commitment to customer satisfaction, with loan officers recognized for their service and dedication.

The business is located at 1200 County Rd E, Suite 200, in Arden Hills, Minnesota. It sits about a tenth of a mile from Rice Creek, within a short distance of Indian Hills Park and Golden Lake Elementary. The site is also near Golden Lake Park and Golden Lake, both approximately 0.9 miles away, and is accessible via Lexington Avenue North, a nearby road.

Lake Area Mortgage is known for its in-house loan processing and experienced team, which helps ensure a streamlined experience for clients. Its strong reputation in the local market reflects a focus on personalized service, transparency, and consistent communication throughout the mortgage process.

As a trusted provider in Shoreview, the company supports homeownership and community growth through dedicated financial services rooted in local expertise.