Accentra Credit Union

Accentra Credit Union is a credit union in Albert Lea, Minnesota, serving members with personalized financial services rooted in community. As a member-owned, not-for-profit institution, it offers a range of products including auto loans, home equity loans, personal loans, RV and boat financing, and home improvement loans, with rates as low as 4.87% APR for 36-month auto loans and 1.99% APR for HELOC intro rates. The credit union also provides financial flexibility through its Skip-A-Pay program, insurance solutions via TruStage™, and access to repossessed vehicles for sale. It proudly serves the Albert Lea area and surrounding communities such as Austin and Kasson, with a history of service since 1930.

Located at 1619 Blake Avenue in Albert Lea, the branch operates from 8:30 AM Monday through Friday and offers in-person banking, online services, and mobile access. The credit union emphasizes fair and honest banking with lower fees and better rates, supported by tools and resources to help members save smarter and plan ahead. It also provides special programs such as the HELOC Intro Rate Special and Commercial Equipment Loan Special, and maintains a network of ATMs across its service area.

Accentra Credit Union holds a 4.10 rating based on customer reviews, reflecting its reputation for reliable, member-focused service. Its long-standing presence in the region and commitment to community development underscore its trusted role in local finance. With no nearby landmarks listed, the branch remains a consistent, accessible financial hub in the heart of Albert Lea.