Independent Federal Credit Union

Independent Federal Credit Union is a credit union in Anderson, Indiana, serving members across Madison, Delaware, Henry, Hancock, and Hamilton Counties. The institution offers a full range of financial products, including loans, share accounts, and insurance coverage for auto, home, life, and health. It provides digital banking tools such as mobile deposit, online bill pay, and a virtual assistant available 24/7 in its virtual lobby. Members also have access to nearly 5,000 surcharge-free ATMs through shared branching partnerships. The credit union holds a rating of 4.30 based on customer reviews.

The credit union traces its origins to 1946, when it was established as the Delco Remy Employees Credit Union with a state charter. It adopted the name Independent Credit Union in 1956. In 1984, it received a federal charter, which allowed for an expanded field of membership and more extensive lending programs. A community charter approved by the NCUA in 2006 broadened membership eligibility within Madison County. In 2010, the organization combined its 24th Street main office and the South Branch into a single modern facility at 38th and Scatterfield Road. The credit union celebrated its 75th anniversary in 2021 and its 80th anniversary in 2024. Its mission focuses on helping members achieve financial freedom by keeping funds local, investing in community growth, and financing futures. The institution partners with GreenPath Financial Wellness for free financial counseling and offers Zogo for financial literacy.

Located at 3737 S Scatterfield Rd, the branch sits about a mile from General Pulaski Park and East 38th Street. It is roughly 0.7 miles from the Lowmandale neighborhood and 0.8 miles from Gridley. Ascension Medical Group is located about 0.9 miles away.

Independent Federal Credit Union maintains a positive reputation among the customers who have reviewed it, reflecting a long history of serving the Anderson area since its founding in 1946. As an 80-year-old institution, it continues to operate as a primary financial resource for families in Madison County and surrounding regions.