Steven T. Higgins – Preferred Rate

Steven T. Higgins - Preferred Rate is a mortgage lender in Burr Ridge, IL, specializing in home purchase and refinance loans, as well as specialty lending options. The company serves individuals and families across the region, offering personalized guidance and fast approvals through experienced loan experts. With a strong focus on customer service, the business provides a range of loan programs tailored to diverse needs, including options for first-time buyers, military personnel, healthcare professionals, and seniors. The team has been building trust since 2012, fostering long-term relationships through integrity and care. Based on 39 reviews, Steven T. Higgins - Preferred Rate holds a perfect 5.00 rating, reflecting its consistent excellence in client satisfaction.

The company’s foundation is built on collaboration and experience, with a core team that has worked together since 2012. This stability enables efficient operations and a high level of service, combining national reach with local expertise. Preferred Rate is recognized as a top 15 mortgage company and a top retail lender, affirming its standing in the industry. The firm operates as a division of American Pacific Mortgage Corporation and is licensed to serve borrowers across 49 states, offering tailored solutions for homebuyers and refinancers alike. Services include customized loan calculators, home value reports, and tools to track equity and market trends, all designed to empower clients with clear, real-time information.

The business is located at 11S230 S Jackson St STE 101 in Burr Ridge, IL, situated on a major thoroughfare within the community. While no specific nearby landmarks are listed, the address places it in a central, accessible part of the town. The company’s strong local reputation is underscored by a steady record of repeat and referred customers, demonstrating lasting trust and satisfaction. As a trusted name in mortgage lending, Steven T. Higgins - Preferred Rate stands out for its reliability, personalized service, and proven track record in helping residents of Burr Ridge achieve their homeownership goals.