First Rate Mortgage

First Rate Mortgage is a mortgage broker in Waukee, Iowa, serving residents and investors with a wide range of financing solutions including first-time home buyer loans, FHA and VA loans, refinancing, cash-out refinancing, jumbo loans, and commercial financing. The company specializes in helping clients navigate complex loan types such as conforming loans, hard money loans, and private money loans, with a focus on providing personalized service and access to multiple lenders. With over two decades of experience, First Rate Mortgage has built a reputation for efficiency and client satisfaction, offering full pre-approvals in as little as 24 hours. The firm serves clients throughout California and across the United States, with a strong local presence in Waukee and surrounding areas. It holds a 5.00 rating based on customer reviews, reflecting consistent positive feedback.

Robert Manseau, the founder and President since 1993, brings 27 years of real estate lending experience to the business. His hands-on background in real estate investment informs the company’s client-focused approach, ensuring that borrowers receive tailored guidance. First Rate Mortgage emphasizes education, offering a comprehensive borrower education process to help first-time buyers and others understand every step of the mortgage journey. The team is available to assist with financial needs at convenient times, including evenings and weekends, and supports clients through all stages of the home financing process.

Located on Hannah Ln in Waukee, the business sits about a half-mile from the Waukee Public Library, Warrior Park, and Centennial Park, and is within a short distance of the Sugar Creek Golf Course and the Waukee Community School District. The address is near Ashworth Drive, placing it in a well-connected residential area with easy access to local amenities.

With a long-standing commitment to service and a proven track record of helping clients achieve their real estate goals, First Rate Mortgage stands as a trusted name in residential and commercial lending across Iowa and beyond. The firm’s dedication to client education, fast pre-approvals, and broad loan access makes it a dependable partner in Waukee’s growing housing market.