Cfccu

CFCCU is a credit union in Cedar Falls, IA, serving individuals and families across 20 Iowa counties, including Allamakee, Benton, Black Hawk, and Floyd. It offers a full range of financial services such as savings and checking accounts, auto and personal loans, mortgage pre-approvals, credit cards with competitive rates, and high-yield money market accounts. The credit union emphasizes personalized service, local decision-making, and member-focused financial solutions. With a 3.80 rating, it is recognized for its accessible support and commitment to community growth. Its service area spans central Iowa, with a primary location at 123 W 4th St.

CFCCU traces its roots to 1958 as a member-owned cooperative serving a local machinists union, evolving into a community credit union in 1982. It operates under a volunteer board elected by members and remains committed to its mission of building strong personal relationships and fostering continuous growth. The credit union partners with MidWest PayPoint, a Cedar Falls-based, veteran-owned payment processor, to support local businesses. It provides remote check deposit, safe deposit boxes, and online banking with mobile access, emphasizing convenience and security. Members also enjoy exclusive benefits such as discounted tickets to Adventureland Park and Adventure Bay Waterpark.

The credit union is located on W 4th St, just a short walk from the Downtown Square park and Cedar Falls Public Library, approximately 0.1 miles from Main Street, the Iowa Band Museum, and the Cedar Falls Community Center. It is also about 0.2 miles from Cedar Falls City Hall, placing it at the heart of the city’s civic and cultural core.

CFCCU stands out for its strong, transparent online presence, with a well-optimized website and consistently documented business information. It is known locally for combining the reliability of a financial institution with the personal touch of a community partner. The credit union’s long-standing commitment to its members and its deep roots in the region reinforce its trusted reputation.

As a cornerstone of financial wellness in Cedar Falls, CFCCU empowers residents with accessible, member-driven services that support long-term financial success.