Finance Factors

Finance Factors is a mortgage broker in Pearl City, HI. They provide competitive rates on home loans, HELOCs, savings accounts, CDs, and IRAs, serving Hawaii families for over 74 years. Their services include residential real estate loans for purchase, refinance, cash-out, and home equity, as well as commercial and real estate loans. With a rating of 4.80, Finance Factors is known for its commitment to helping generations achieve their financial goals.

Finance Factors started in 1952 as a small local enterprise dedicated to pioneering personal loans for Hawaii’s people. Over the years, they have grown into the state's largest locally-owned depository financial services loan company with 13 branches across Hawaii, including locations on Maui, Kauai, and the Big Island. Their team of experienced loan officers is equipped to provide personalized service for all mortgage needs.

Finance Factors stands out as a trusted institution in Pearl City, offering reliable financial services that have been consistent over generations. Backed by the FDIC, they ensure that their clients' deposits are secure and competitive rates are available on various financial products.

In Pearl City, Finance Factors is recognized not only for its extensive history but also for its commitment to helping local families achieve their financial dreams through expert mortgage solutions tailored to Hawaii’s unique market conditions.