Average Joe Finances

Average Joe Finances is a financial planning service in Ewa Gentry, HI, offering budgeting consultations, financial coaching, retirement planning, and wealth management to help individuals achieve financial independence. The business emphasizes financial literacy through free educational resources, a top 1% internationally ranked podcast, and personalized coaching to address debt, investing, and long-term financial strategy. Founded by Mike Cavaggioni, a retired U.S. Navy officer and real estate investor, the service focuses on empowering people of all income levels to build secure futures through disciplined planning and consistent growth. While based in Honolulu, the business serves clients across the region with a mission rooted in practical, accessible financial education.

Mike Cavaggioni, the founder, brings over two decades of military service and entrepreneurial experience to the business. After transitioning from active duty, he pursued financial independence through real estate investing and side ventures, achieving his goal by age 38. He launched the Average Joe Finances® Podcast to share real-life stories of financial growth and independence, which has gained international recognition. In addition to coaching and planning services, the company operates Edit Pods, a podcast post-production agency that supports other content creators. This dual focus on personal finance and media production reflects a broader commitment to helping individuals build and scale their influence through both financial and creative means.

The business is located at 200 N Vineyard Blvd, Ste A325-450, Honolulu, HI 96817, a central address within the city’s commercial corridor. It operates from Monday to Wednesday and Friday, 5 PM to 8 PM HST, with email available for inquiries outside of scheduled hours.

With a perfect 5.00 rating and a growing reputation as a trusted voice in personal finance education, Average Joe Finances stands out for its practical approach, accessible content, and founder-led mission. The business is recognized for making financial independence achievable through real-world strategies and consistent, actionable guidance.

In Ewa Gentry, Average Joe Finances is helping residents take control of their financial futures with clear, no-nonsense advice and a strong foundation in lifelong learning.