First Choice Credit Union

First Choice Credit Union is a credit union in The Acreage, FL, located at 1055 S Congress Ave. It was established on September 29, 1929, as the Palm Beach County Postal Credit Union and operates as a state-chartered institution in Florida. The organization was the first credit union in Palm Beach County and was formed to provide thrift, financial services, and credit at fair and reasonable interest rates to its members. Today, it serves as a financial partner for members in the area, offering a range of banking and lending products.

The credit union offers auto loans, home equity lines of credit, and mortgages. Its home equity line of credit includes a fixed-rate option, a feature noted as uncommon among similar products. Members can access early pay direct deposit, allowing funds to be released up to two days before the scheduled payday. The institution also provides a debit card program with a 10% APY on savings accounts, along with video banking appointments for in-person style meetings. Mortgage services are available through a partnership with US Mortgage of Florida, where members can work with a dedicated service planner for pre-approval and loan guidance. The credit union also offers a texting service for members to communicate during business hours, including secure document upload and electronic signature capabilities for loan applications.

The business holds a rating of 3.30 based on available reviews. As a member-owned institution, it focuses on providing exceptional value for financial services, a goal outlined in its mission statement. With nearly a century of operation in the region, First Choice Credit Union continues to serve the local community with a variety of banking tools designed for everyday financial needs.