Insurance and Trust

Insurance and Trust is an insurance agency in Tampa, Florida, serving individuals, families, and businesses with personalized coverage solutions. The agency specializes in homeowners, life, auto, flood, disability income, umbrella, and watercraft insurance, with a focus on high-net-worth clients seeking comprehensive protection. Led by founder and President Jeff Chernoff and his son Michael Chernoff, the firm brings over 50 years of combined experience to its clients. They provide tailored insurance strategies through a network of financially sound and reputable insurers, ensuring reliable claims support and peace of mind. The agency serves clients across nearly every U.S. state and maintains a strong presence in the Tampa Bay community.

The firm emphasizes trust and individualized service, crafting policies that reflect the unique needs of each client. Jeff Chernoff, a Tampa native and licensed insurance advisor, brings expertise in personal and commercial insurance, including home, auto, life, and long-term care coverage. He is actively involved in professional and civic organizations, including the Tampa Bay Chamber of Commerce and NAIFA-Tampa Bay, where he has served as past president. Michael Chernoff focuses on risk management for affluent clients, helping them protect assets through customized strategies. The agency partners with top-tier insurers such as Chubb, AIG, Cincinnati, and Universal Property and Casualty, ensuring strong financial backing and dependable service.

Located on North Dale Mabry Highway, Insurance and Trust sits about 0.3 miles from the Armdale Fire / Rescue Station 10 and the Hillsborough County Sheriff's Office Community Substation Refugee, with West Waters Avenue and Dale Mabry Highway nearby. The office is within a short walk of Tampa Lanes, a local sports center. The firm operates Monday through Friday with extended hours through Thursday and a shortened Friday schedule.

Insurance and Trust is known for its client-focused approach, long-standing reputation, and deep community involvement, making it a trusted name in Tampa’s insurance landscape. With a legacy rooted in personal service and financial strength, the agency stands out for its commitment to protecting valuable assets and building lasting client relationships.

Services:

• Automobile Insurance
• Disability Income
• Homeowners Insurance
• Life Insurance
• Watercraft Insurance