Amelia Insurance

Amelia Insurance is an insurance agent in Fernandina Beach, FL, serving residents and businesses across Amelia Island, Fernandina Beach, Yulee, and Callahan. The agency offers personal insurance solutions including home, condo, auto, and flood coverage, as well as business insurance such as general liability, business auto, and workers’ compensation. With a focus on personalized service, Amelia Insurance represents multiple carriers, including Progressive, Travelers, and Safeco, allowing clients to access competitive options tailored to their unique needs. The agency has built a trusted reputation over decades, earning a 4.70 rating from customers who appreciate responsive support and local expertise.

As an independent agency with roots in the community since 1946, Amelia Insurance emphasizes one-on-one relationships and deep local knowledge. The team prioritizes understanding clients’ specific circumstances, particularly those related to coastal living, and works closely with providers to ensure appropriate coverage. Clients value the agency’s ability to offer insights beyond what online platforms provide, citing quick claim handling, rate competitiveness, and consistent follow-up. The agency’s commitment to service is reflected in its long-standing presence and the strong referrals it receives from satisfied clients.

Located on Sadler Road in Fernandina Beach, the office sits about a mile from the Fernandina Beach Post Office and approximately 0.3 miles from Seaside Park and South Fletcher Avenue. It is also within a short distance of Emma Love Hardee Elementary School, placing it in a well-established residential and civic corridor.

Amelia Insurance stands out for its consistent, accurate online presence and a well-structured website that clearly communicates services, client benefits, and local relevance. The agency’s long history, client-focused approach, and strong community ties reinforce its standing as a dependable choice for insurance needs in the region.

As a trusted neighbor to neighbor agency, Amelia Insurance continues to deliver reliable, personalized protection to the people and businesses of Fernandina Beach and the surrounding coastal communities.