Pratt Insurance Inc is an independent insurance agency in Smyrna, Delaware, serving individuals and businesses across Delaware, Maryland, Pennsylvania, and Virginia. The company specializes in personal and commercial insurance, equine insurance, claims management, and risk assessment, offering tailored coverage for homeowners, auto owners, recreational vehicle users, small businesses, contractors, municipalities, and farms. With over 140 years of continuous operation since 1880, Pratt Insurance holds the distinction of being the oldest continuously operated business in Smyrna. It maintains a strong reputation among its customers, reflected in a 4.30 rating from 20 verified reviews.
The agency emphasizes long-standing expertise, innovation, and personalized service, with a team of dedicated professionals including a president, executive vice president, vice presidents, and account executives who guide clients through coverage needs. Pratt Insurance provides comprehensive services across commercial lines, such as general liability, property, and directors and officers liability, as well as personal lines including homeowners, auto, flood, and umbrella policies. The company also offers resources on identity theft prevention, employment practices liability, and flood insurance, and supports clients through ongoing policy reviews and claims assistance.
Located on Village Square in Smyrna, the business sits just a short distance from South Dupont Boulevard and the Korean War Veterans Memorial Highway, near the Windy Way and Village of Garrison Lake neighborhoods, and within half a mile of the Garrison Lake Golf Course and Snow's Branch creek.
Pratt Insurance is recognized for its deep roots in the community and consistent delivery of reliable, client-focused service, making it a trusted name in local insurance. Its enduring presence and strong customer standing affirm its role as a foundational provider in Smyrna’s insurance landscape.