Brad Salerno at Rate (NMLS #41041)

Brad Salerno at Rate (NMLS #41041) is a Mortgage Broker in Southington, CT. As a branch manager with over 25 years of experience in the mortgage industry, Brad serves first-time homebuyers, growing families, downsizing empty nesters, and investors looking to build a portfolio. His practice focuses on home purchases, refinances, new construction, and renovations. He works exclusively by referral, prioritizing service and personalized advice for clients seeking low down payment options, veteran loans, or bank statement loans for self-employed borrowers.

Brad graduated with a BS in Business Administration from Nichols College and has held various titles throughout his career, finding the role of loan officer most gratifying. He splits his time between Suffield, Connecticut, and Otis, Massachusetts. His approach emphasizes making the mortgage process simple, fast, and stress-free, offering 5-minute pre-approvals and rapid funding options for HELOCs and personal loans. He also assists clients with down payment assistance programs and specializes in VA, FHA, and USDA loans that require 0-10% down payments.

The office is located at 176 Laning St Suite 2. It sits about a quarter of a mile from Queen Street and the Lieutenant Michael J. Shanley Memorial Bridge. Hartford HealthCare and Churchill Hill are also nearby, roughly half a mile away.

Brad holds a 5.00 rating, reflecting a positive experience for the customers who have reviewed his services. His long tenure in the industry and exclusive referral model underscore his standing among local mortgage professionals.

With 25 years of experience and a focus on personalized service, Brad Salerno at Rate (NMLS #41041) provides a specialized mortgage solution for residents in Southington, CT.