Pacific Direct Mortgage & Real Estate, Inc.

Pacific Direct Mortgage & Real Estate, Inc. is a mortgage lender in Santa Rosa, CA, specializing in hard money and private money lending for real estate investors, brokers, and borrowers across California. With over 30 years of experience, the company provides fast, flexible financing solutions including purchase loans, cash-out refinances, bridge loans, ADU loans, and self-employed or ITIN-based financing. They serve real estate professionals, investors, and individuals seeking alternatives to traditional bank lending, particularly those with unique financial situations or challenging deals. Their services are focused on residential, investment, and commercial properties, and they offer trust deed investment opportunities with returns up to 12%. The company maintains a 4.80 rating based on client feedback.

Based in Sonoma County, Pacific Direct Mortgage operates as a family-owned, direct lender backed by private investors, eliminating the need for third-party brokers. They emphasize fast approvals and funding, with a team committed to creative financing when conventional lenders fall short. Their loan programs are designed for borrowers who may be turned down by traditional institutions, particularly self-employed individuals and those with non-traditional income documentation. The company also provides investment opportunities in real estate-backed trust deeds, offering high-yield returns with minimized risk through asset-backed equity.

The business is located on North Dutton Avenue, approximately 0.1 miles from the Santa Rosa Community Health Dutton Campus and 0.2 miles from Steele Creek and Haydn Village Park. It sits just over 0.3 miles from Finali Park and Concentra Urgent Care, situated within a residential and healthcare corridor of Santa Rosa.

Pacific Direct Mortgage stands out for its well-documented presence across online platforms and a website optimized for search engines, ensuring consistent and easily accessible information. The business is recognized for its reliability, transparency, and strong reputation in alternative real estate financing.

As a trusted private money lender in Sonoma County, Pacific Direct Mortgage plays a vital role in enabling real estate investment and development throughout Santa Rosa and surrounding areas.