Matt Genovese – MG Lending

Matt Genovese, MG Lending is a mortgage lender in Santa Barbara, CA, specializing in home loans across the Central Coast. With over a decade of experience serving the area since 2014, Matt provides personalized lending services including conventional, jumbo, FHA, VA, and non-QM loans, catering to first-time buyers, veterans, investors, and those with unique financial profiles. He offers full program support with in-house underwriting and direct communication, ensuring clarity and accountability throughout the lending process. Clients consistently rate him highly, with a 4.93-star average from 199 verified reviews, reflecting his reputation for responsiveness and reliability.

Matt Genovese serves as a branch manager with New American Funding, combining the personalized attention of a local lender with the resources of a national platform. He emphasizes direct communication, often picking up the phone to update clients, a trait repeatedly praised in client feedback. His focus on building long-term relationships has led many borrowers to return for second or third home loans. He is part of the lender’s military-focused team, offering VA loans with zero down payment and no PMI, and provides flexible solutions such as bank-statement and DSCR programs for self-employed clients and real estate investors.

Located at 1114 State Street, Suite 237, the office sits just steps from the Santa Barbara Museum of Art and the Santa Barbara Public Library, both within a short walk. It is also a brief distance from the Santa Barbara Transit Center and Chapala Street, situated on the city’s main thoroughfare. The office is just 27 meters from the State Street Trading Post and 64 meters from a FedEx Office, placing it in a central, accessible location.

Known for his consistent, client-centered approach, Matt Genovese stands out as a trusted mortgage professional in Santa Barbara, where personal relationships and clear communication are paramount. His decade of service and strong client retention reflect a deep commitment to the community. He is a dependable choice for anyone seeking a local, responsive, and experienced mortgage lender in Santa Barbara.